The Financial Literacy Foundation wants you to know that you don't need to own a mega-share portfolio to benefit from financial advice.

By understanding a few simple facts, you can improve your fiscal fitness in leaps and bounds; to the point where you might even be able to invest a portion of your bank balance.

The FLF, essentially a division of the Federal Treasury, have provided the framework within which new and existing financial literacy intiatives - the programs that give you the tools you need to boost your bank balance - can get their message across to the community more effectively. You can find these programs in schools and workplaces across Australia.

The purpose of this is to give the community easier access to up-to-date financial advice - money matters which affect you and your family.

For more information go to understandingmoney.gov.au - a web site providing you with access to all the information and resources outlining ways in which to make the most from your money, including links to a variety of sources such as the Australia Securities and Investment Commission (ASIC).